Loans must be repaid and are usually offered with an extended repayment period.


UArts’ Student Financial Services staff is dedicated to helping you plan your educational finances. Contact the team at 1-800-616-ARTS x6170, 215-717-6170, or

Direct Loans

The William D. Ford Federal Direct Loan Program is a federal government program that provides unsubsidized loans to eligible graduate students to assist with their educational costs. Students are awarded these loans when they file a Free Application for Federal Student Aid (FAFSA), and the student is the borrower. Repayment typically begins six months after graduation. 

Direct PLUS Loans are federal loans that graduate students can use to help pay for college once direct loans have been exhausted. 

Get more information.

Private Loans

Private education loans are privately funded and may be used to supplement students’ federal and university-based aid. When combined with all other forms of aid, private loans cannot exceed the university’s cost of attendance. Approval for such loans is credit-based.

Once you have considered federal loan options, you can use ELMSelect to find and utilize private lenders.

Go to ELMSelect.

Graduate Grants & Scholarships

Scholarships and grants are awards and gifts that do not need to be repaid.

Learn more

Graduate Work Study

Work study is a work-to-earn program that is paid biweekly at an hourly rate.

Learn more